When You Have An Auto Accident

A lot of people on the road are as cautious as could be. You look both ways, use your turn signal, and drive defensively. However, for all of your best efforts, auto body accidents still happen.

It’s your job to be ready in case you have an auto accident. Everyone needs to be ready for this situation to occur. No matter how the accident happened, it is your responsibility to be ready to make sure everyone is not injured, call in medics and police, and have the knowledge necessary to avoid the possibility of experiencing monetary or legal troubles later on.

The best defense to avoid any challenges after an accident is to be prepared. According to AAA, "Keeping a writing implement and paper, disposable camera or cell phone camera, and copy of your insurance card readily available all the time will help keep you organized and decrease stress moments after a collision."

After stopping your motor vehicle, Car Craft Chesterfield suggests all motorists involved in a motor vehicle crash stick to these steps:

car craft auto body collison center st louis chesterfield ballwin missouri1. Quickly talk with those involved in the wreck to determine if there are any injuries. If medical help is required, call 9-1-1. If medical help is not needed, make sure you are not in imminent danger at the roadside.

2. Before you take time to exchange information, get to a secure place.  If there are no injuries and the vehicle is drivable, safely move to the right or left emergency lane.  Some state laws require drivable vehicles to be removed from the roadway to eliminate traffic congestion. Turn on your hazard lights and set out warning flares or reflective triangles. Never leave the scene of the accident, but find a safe place to remain until emergency services come.

3. The law demands you notify the cops. No matter what either party claims, call law enforcement and file a report. If the police do not come to the scene to start an investigation, you can file a report by visiting a nearby police department or car insurance agency in the days after the collision. Having a report on file might help later if a liability claim is submitted.

4. One must always swap and gather information with all parties involved in the accident, including witnesses. Having this on file will help finish any future paperwork or address potential problems. Car Craft Chesterfield suggests that you document:

•   Names

•   Addresses/email address

•   Vehicle Information including makes, models and years for all cars involved

•   Vehicle identification/license plate numbers

•   Driver’s license numbers

•   Insurance carriers and policy numbers

•   Take photos of the situation, people involved and affected automobiles

5. Your insurance company will need to be notified following a crash to start the right claim filing. Many insurance companies have staff available all the time and can assist right away. Having proof of insurance in your automobile is required by law and makes processing a claim easier if not at home.

6. You've got the right to have your vehicle repaired at the auto body shop of your choosing. Consider taking it to Car Craft Chesterfield in Chesterfield, MO, which also serves West County, Wildwood, Ellisville, and Ballwin, Missouri.

7. If you're tangled up in a crash which involves an unattended automobile or property, take action to tell the owner. If you're unable to locate the owner, attach a written notice of the collision to the car or property, being sure to include your contact information and information in the list above.

Drivers and owners of automobiles must be able to assume legal and financial accountability if involved in a collision, don't let your emotions and feelings get in the way of deciding who's the culprit. Never allow yourself to be pushed into admitting fault or giving an opinion about the cause of a crash. If you want, you can consult with legal counsel before providing a statement.

For lots more tips on proper auto body repair or what you should do in case of an accident, get a hold of Car Craft Chesterfield in Chesterfield, Missouri today!